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The Student Financial Resource Center (SFRC) mission is to remove and reduce the confounding obstacles in the college financial aid process by educating and preparing students to learn to “Apply! Apply! Apply!” to as many available free merit and need-base financial aid programs as possible to receive free money. SFRC is dedicated to saving students' time and protecting them from e-mail spam and superfluous commercial advertising. Borrowing money should be the absolute last resort. The cost of education continues to rise annually, and middle-income families often find themselves caught between “a rock and a hard place.” Such families are not wealthy enough to cover all of the costs on their own, but do not have low enough incomes to qualify for need-based aid. Fortunately, there is more diverse financial aid available today than ever before to help offset these rising costs. You can receive financial aid even if you are not a straight-A student or a top athlete. In fact, most students and parents are unaware of the vast number of civic, private and state grants, merit scholarships and fellowships that are available each year. Financial aid is accessible to millions of American families. Yet, too many students are under the impression that they cannot receive financial aid that does not require repayment, so they do not bother applying at all. Remember, financial aid is the key to paying for your college education, and understanding the entire college financial aid process is vital. Do not borrow money to pay for your college education until you have fully exhausted all of the free money opportunities first. The more you know about the college preparation and financial aid process, the more financial aid money you can receive. Financial aid typically goes to those who know the most about the financial aid system, so it is important to understand all of your financial aid options when it comes to paying for college.
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